Jorene Cicero

106 Mckinley Circle

Philo, IL
$ 245,000 Beds 3 Baths 2 Sq 1,640 Virtual Tour
Monthly Estimate* How much can I afford?

Welcome home to this cozy 3-bedroom, 2-bathroom bi-level located in the desirable Unity School District! Great curb appeal welcomes you from the start, with real cedar accents on the front pillars adding warmth and character to the exterior. Inside, engineered hardwood flooring brings a beautiful finish to the living room, while the kitchen features quartz countertops and plenty of space for everyday living. The lower level offers additional living space with new vinyl flooring installed in 2024, and original hardwood floors are waiting underneath the carpet and the engineered hardwood on the upper level. The main bedroom also comes with a $1,000 flooring credit with an acceptable offer, giving the next owner the opportunity to make the space their own. Outside is where this home really shines! The fenced-in yard features an approximately 17-foot gate for convenient access, along with a huge back deck perfect for entertaining. The insulated garage offers added functionality, with a lean-to added along the side for even more covered space and storage. A 10x16 storage shed complete with power and a concrete floor provides another great spot for tools, equipment, or hobbies. Additional updates include a new roof and water heater, both completed in 2019. With thoughtful updates, great outdoor space, and a warm, comfortable feel throughout, this home is ready for its next chapter! Don't wait! Call today to schedule a private showing. ** This home has been pre-inspected! **

Price Change

  • Price
  • $ 245,000
  • City
  • Philo
  • Bedrooms
  • 3
  • Full Bathrooms
  • 2
  • County
  • CHAMPAIGN
  • Half Bathrooms
  • 0
  • Area
  • Southern Champaign County - Douglas County
  • Lot Size
  • 0.39 Acres
  • Zip
  • 61864
  • Sqr Footage
  • 1,640
  • Year Built
  • 1963
  • Style
  • Bi-Level
  • MLS#
  • 12748059
Listed By: Happ Realty
Data Source: Midwest Real Estate Data (MRED)

Features

General

Living Area 1640
Sewer Septic Tank
Heating Natural Gas
Cooling Central Air
Possession Closing
Appliances Range,Microwave,Dishwasher,Refrigerator
Garage Spaces 2
Association Fee Includes None
Architectural Style Bi-Level
Construction Materials Vinyl Siding,Brick
Year Built 1963
Township Philo
Tax Year 2025
Ownership Fee Simple
Assoc Fee Paid Per Not Applicable
County Champaign
New Construction No
Property Type Residential
Other Structures Storage
Total Rooms 7
Full Baths 2
Status Price Change
Directions From S Lincoln St. turn E on W Van Buren St.,S on Harrison St. then W on McKinley Circle to home.
High School Unity High School
City Philo
High School District 7
MLS Area Southern Champaign County / Douglas County
Elementary School Unity East Elementary School
Middle/Junior High School Unity Junior High School
Virtual Tour https://media.illini360.com/106-McKinley-Cir/idx
Standard Status Active
Middle/Junior School District 7
Elementary School District 7
Property Type Detached Single

Interior Features

Basement Finished,Partial
Total Bedrooms 3
Room Type Recreation Room
LivingAreaSource Plans
Total Baths 2
Bedrooms Possible 3

Exterior Features

Parking Features Yes,Garage Owned,Detached,Garage
Lot Features Cul-De-Sac
Water Source Public
Total Parking 2
Lot Dimensions 193X86X121X30X52.82X72
Lot Size Acres 0.39
Waterfront Y/N No

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Elmwood Park, IL office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Unity East Elementary School
Middle School Unity Junior High School
High School Unity High School

Price History

9/1/2026 Listed $259,900
9/15/2026 6% - $245,000

Property vs Zip Code Average in 61864

Price
AVG $260K
$250K
Year Built
AVG 1954
1963
Visits
AVG 106
8
Data Provided by Inside Real Estate®

Areas That We Cover

106 Mckinley Circle Philo, IL is a Single Family Home for sale at $245000 with 1640 sqft and a lot size of 0.39 Acres Acre(s). 106 Mckinley Circle Philo has 3 bedrooms, 2 baths and was built in 1963. The property's zip code is 61864 which is in Philo, IL

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Jorene Cicero

Jorene Cicero

773-974-6921

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