1581 Madison Avenue

St. Charles, IL
$ 474,900 Beds 4 Baths 2.5 Sq 1,724
Monthly Estimate* How much can I afford?

Freshly painted and filled with updates, this spacious 2-story home offers an exceptional combination of comfort, style, and location. Step inside to a bright, inviting interior featuring an open floor plan, generously sized rooms, and a fresh neutral color palette throughout. New luxury vinyl flooring flows seamlessly across the main level, staircase, and upstairs hallway, creating a modern and cohesive feel. The updated kitchen is both stylish and functional, featuring gray shaker cabinets, butcher block countertops, a classic subway tile backsplash, and a spacious eat-in area that is perfect for everyday meals or entertaining. The home's versatile layout provides plenty of room for both comfortable living and gathering with family and friends. A large finished basement adds even more usable living space and includes a full bathroom. Whether you envision a recreation room, home office, guest area, gym, or additional family room, this lower-level space offers endless possibilities. Outside, the expansive fenced backyard is sure to impress. Enjoy summer evenings on the stamped concrete patio, gather around the fire pit, or take advantage of the generous yard for entertaining, relaxing, and everyday outdoor enjoyment. The privacy and size of this backyard are a rare find. Numerous improvements provide added value and peace of mind, including a new complete tear-off roof with blown-in insulation and ridge vent, newer windows and gutters, stamped concrete patio, updated garage floor, front stoop, and epoxy-coated concrete walkway. Ideally located within a highly sought-after school district and just over a mile from downtown St. Charles, this home puts you close to exceptional restaurants, shopping, parks, festivals, entertainment, and all the amenities that make St. Charles such a desirable community. Fresh, updated, spacious, and move-in ready-this is a home you'll want to see in person!

Active

  • Price
  • $ 474,900
  • City
  • St. Charles
  • Bedrooms
  • 4
  • Full Bathrooms
  • 2
  • County
  • KANE
  • Half Bathrooms
  • 1
  • Area
  • Campton Hills - St. Charles
  • Lot Size
  • 0.2131 Acres
  • Zip
  • 60174
  • Sqr Footage
  • 1,724
  • Year Built
  • 1978
  • Taxes
  • $ 8230
  • Style
  • Traditional
  • MLS#
  • 12744919
Listed By: Fulton Grace Realty
Data Source: Midwest Real Estate Data (MRED)

Features

General

Living Area 1724
Sewer Public Sewer
Heating Natural Gas,Forced Air
Cooling Central Air
Possession Closing
Roof Asphalt
Appliances Range,Microwave,Dishwasher,Refrigerator,Washer,Dryer,Humidifier
Garage Spaces 2
Association Fee Includes None
Architectural Style Traditional
Construction Materials Vinyl Siding
Year Built 1978
Township St. Charles
Tax Year 2024
Ownership Fee Simple
Community Features Park,Curbs,Sidewalks,Street Paved
Assoc Fee Paid Per Not Applicable
County Kane
New Construction No
Property Type Residential
Subdivision Name Cambridge East
Total Rooms 11
Full Baths 2
Status Active
Directions 7th Avenue East on Madison to home
High School St Charles East High School
City St. Charles
High School District 303
MLS Area Campton Hills / St. Charles
Elementary School Munhall Elementary School
Tax Annual Amount 8230
Middle/Junior High School Wredling Middle School
Additional Parcels Y/N No
Standard Status Active
Middle/Junior School District 303
Elementary School District 303
Property Type Detached Single

Interior Features

Basement Finished,Crawl Space,Full
Flooring Laminate
Total Fireplaces 1
Fireplace Features Wood Burning,Gas Starter
Half Baths 1
Laundry Features Gas Dryer Hookup,In Unit
Total Bedrooms 4
Room Type Recreation Room,Play Room,Eating Area,Foyer
LivingAreaSource Assessor
Total Baths 3
Bedrooms Possible 4

Exterior Features

Parking Features Asphalt,Garage Door Opener,Yes,Garage Owned,Attached,Garage
Lot Features Corner Lot,Landscaped
Water Source Public
Total Parking 2
Foundation Details Concrete Perimeter
Lot Dimensions 67X103X96X116
Lot Size Acres 0.2131
Waterfront Y/N No
Other Equipment CO Detectors,Ceiling Fan(s),Fan-Whole House,Sump Pump,Radon Mitigation System

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Elmwood Park, IL office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Munhall Elementary School
Middle School Wredling Middle School
High School St Charles East High School

Price History

8/28/2026 Listed $474,900

Property vs Zip Code Average in 60174

Price
AVG $930K
$470K
Taxes
AVG $13,859
$8,230
Year Built
AVG 1978
1978
Visits
AVG 157
24
Data Provided by Inside Real Estate®

Areas That We Cover

1581 Madison Avenue St. Charles, IL is a Single Family Home for sale at $474900 with 1724 sqft and a lot size of 0.2131 Acres Acre(s). 1581 Madison Avenue St. Charles has 4 bedrooms, 2 baths and was built in 1978. The property's zip code is 60174 which is in St. Charles, IL

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.